Internet Marketing Center

Unlike our competitors, we reveal ALL the charges you have to pay. Don't believe them when they say "Everything you need for only . . ." Here's what you'll REALLY have to pay:

Application Fee: $125 (WAIVED if you submit your
application before March 15, 2010)

Merchant Processing Options Regular Limited Time Special

Internet Processing: TotalPay Powered by Authorize.net makes real time automated on-line credit card processing a snap.
~~$995~~ $397*

* Subject to transaction and gateway fees (see below)

TOTAL MERCHANT SERVICES PROGRAM
Per Transaction Fee's
	Discount Rate	$ Per Transaction
Internet, Mail/Phone Order (MO/TO)	2.4%	$0.35
* There is a $25 monthly minimum required to keep your merchant account active. In other words, the per transaction fee's that are listed above must equal to $25, otherwise the difference will be charged. If you do zero transactions for a month, then you will be charged $25 in order to keep your merchant account active.
Monthly Fee's
Monthly Statement Fee	$10
Total Network Gateway Fee (Monthly)	$10
*Gateway Fee includes secure, online, real-time credit card and e-cheque processing and only applies to merchants processing transactions through our internet payment gateway.

We have two types of approval guidelines:

TMS Auto-Approval
If you meet our Auto-Approval Guidelines noted below, it means that you will be approved regardless of the owner's personal credit history. The only exceptions are for merchants in a current bankruptcy that has not been discharged for a minimum of six months, for merchants on Visa/MC's CTMF File, and for merchant applications that have falsified or fictitious information.
TMS Approval
If you do not meet the Auto-Approval Guidelines, you can still get approved! Your application will simply need to be supported by any one of the following:

Owner with a good, established personal credit history
Business or personal financial statements or tax returns
Current credit card processing statements

	Description for TMS Auto-Approval
Internet-Based	Visa/MC Monthly Volume Less Than $10K Average Ticket Less Than $300 Future Service Liability Less Than 30 Days* Acceptable Type Of Business
*this means that the product is received by the customer or the service has been completed by the merchant within 30 days of charging the customer's credit card

SAMPLE OF "SPECIAL RISK" CATEGORIES COVERED BY TMS' PROGRAM
If you wish to clarify the exact "risk status" of your business, simply complete our online Express Application and a TMS Rep will contact you directly to clarify your situation.

TMS Prohibited Merchant List

Adult Entertainment/Materials
Airports
Attorneys/Bankruptcy
Auto Dealers (used cars)
Buying/Shopping Club
Business Opportunity
Carpeting (custom)
Check Cashing Services
Collection Agencies/
Debt Collection
Credit Restoration And/Or
Repair Services
Cruise Lines
Direct Outbound Telemarketing
Dating Services
Furniture (custom)
Future Service Liability
Greater Than One Year

Hair Loss Products
Horoscope & Fortune Teller Services
Investment Opportunity
Membership Business (longer than one year)
Mortgage Services
MLM Sign Up Fees/Business Opportunity
Outbound Telemarketing
Pornographic Materials
Products/Services With Unreasonable Guarantees
Racing, Car, Horse, Dog
Time Share Rentals
Travel Agencies (selling travel/tour packages)
Water Purifiers
Window Treatments (custom)
Wall Covering (custom)
Phone card services

Home Page || How It All Works || Internet Software || The Costs Involved
Check Services || Feedback || Contact Us || Express Application

Total Merchant Services (TMS) is a Member Service Provider for: HSBC Bank, U.S.A.